NO FAULT INSURANCE

Personal injury protection, or no-fault insurance

Personal injury protection – or PIP – is often referred to as no-fault insurance because covered claims are paid regardless of who is at fault in an accident.

Key points about PIP no-fault insurance:

• If you're in an accident, PIP covers you, your family and any passengers.
• PIP pays for covered medical and hospital expenses, and may pay for lost wages and expenses for childcare or household-related services while you're recovering.
• It may also pay for funeral expenses.

If you live in a state where PIP is required by law, your auto insurance policy should include this no-fault insurance. Contact a Travelers representative to learn what's required in your state.

Coverages vary by state. In some states medical payments are covered under medical payments coverage.

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MEDICAL PAYMENTS

Medical payments coverage

The medical payments portion of your policy pays for covered medical expenses up to policy limits for this coverage for anyone injured in your vehicle – regardless of who's at fault. It also covers you and your family members who might be involved in an accident as a pedestrian.

Coverages vary by state. In some states, medical payments are covered under personal injury protection (PIP), also known as no-fault insurance.

Talk to your Travelers representative about the advantages of medical payments coverage.

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The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts, features, deductibles and repair options are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.